Also formerly known as Skye Bank.
PERSONAL LENDING
Polaris Salary Advance
Their pay day loan gives access up to 70% of your salary at any time before pay day. Funds can be accessed 24/7 via the ATM, or through your mobile device using our USSD, SkyeMobile and SkyeXperience. Quick access to funds for bridging short-term funding gap.
Features
- Access 70% of monthly net income upfront
- 24 hours loan processing time
- No collateral required
- Minimal Documentation
- Competitive pricing
Eligibility
- Applicants must be in employment of reputable organizations in both private and public sector
- Applicant’s salary account must be domiciled with Skye Bank
- Applicant must meet the minimum risk acceptance criteria of the bank
Application
- Visit any of their branches closest to you to complete loan application form and submit same with other required documents
- Loan is processed and disbursed within 48 hours of submission of application and relevant documents
You can also:
- Call SKYE YES CENTER on 0700-SKYEBANK (070075932265), 08069880000, 01-4482100 or 01-2705850.
- Call your relationship officer.
Personal Term Loan
Their Personal Term Loan will help you meet your personal needs. You don’t have to worry about any medical bills, school fees, asset acquisition or setting up that small scale business. Also enjoy the benefits of Banking on the go using our mobile app and track your loan status and repayment Apply today and enjoy the long and flexible repayment plan.
Features
- Access up to N5 million
- Flexible and convenient monthly repayment plan over a maximum period of 36 months
- Repayment will be from salary domiciled with the bank
- Competitive Interest Rate
- No collateral required
Eligibility
- Applicant must be in employment of reputable organization in private or public sector
- Applicant’s salary account must be domiciled with Skye Bank
- Facility is available only to confirmed staff
- Applicant must meet the minimum risk acceptance criteria of the bank
Application
- Visit any Skye Bank branch closest to you to complete a loan application form
- Submit duly completed loan form with all relevant loan documents.
- Loan is processed and disbursed within 48 hours
Polaris Auto Lease
Get that dream car with their auto loan scheme. Select from a wide range of brands and enjoy flexible repayment and loan terms.
Features
- Auto financing of brand new vehicles purchased from choice vendors across Nigeria
- Minimum equity contribution of 20%
- Minimum loan amount of N1M
- Flexible repayment plan over a maximum period of 48 months
- Salary domiciliation
- Fast and Easy Loan Processing
- Competitive Interest Rate
- Vehicle Insurance and Auto Tracking will be put in place by the Bank
- No additional collateral is required
Eligibility
- Applicants must be a confirmed employee of reputable organizations in private or public sector
- Facility is available only to confirmed staff in paid employment
- Facility is for purchase of vehicles for personal use only
- Applicants Salary account must be domiciled with Polaris Bank
- Applicant must meet the minimum risk acceptance criteria of the bank
Application
- Visit any of their branches closest to you
- Please call YES CENTER on 070075932265, 08069880000, 01-4482100 or 01-2705850
- Call your relationship officer
Additional Requirement
Vehicle Insurance and Auto Tracking will be put in place by the Bank. Cost will be borne by the customer.
- Proforma Invoice from the bank’s approved vendors
