CITIBANK NIGERIA INSTALLMENT LOANS

Flexible Installment Loan

Choose a payment plan that works for you. Their range of flexible installment loans plans are sure to accommodate your needs and make it easy for you to enjoy the lifestyle you deserve.

Loan on Card within Credit Limit

Avail of a loan on your credit card and maximize the value of your credit limit. Just call our 24-Hour Citi Phone Service on 1758 2484 (CITI) today and convert your available limit into cash loan, and get the cash you need.

Benefits

• Take advantage of cash in your bank account up to your available credit card limit.
• Choose from tenors of your choice ranging from 3 to 36 months.
• No documents or application form required.

How it works

1. Call our 24-Hour CitiPhone Service on 1758 2484 (CITI) today and their customer representatives will help you
2. Your loan amount will be deposited into your Citibank Current or Checking Account or you can also choose to get a Manager’s Cheque to be couriered to your billing address.
3. The loan amount that you request will be blocked from your existing credit card limit and each installment payment will release the corresponding amount of your credit limit blocked against this loan.
4. Monthly installments shall be due for payment & will appear in your next credit card statement after availing of the loan amount.

Loan on Card beyond Credit Limit

Benefits

• Take advantage of additional cash in your bank account above your credit card limit.
• Loan amount can be from BHD 500 up to BHD 3,770.
• Choose from tenors of your choice ranging from 6 to 60 months.
• No application form required.

How it works

1. Call our 24-Hour CitiPhone Service on 1758 2484 (CITI) today and their customer representatives will help you
2. The loan amount will be deposited into your Citibank Current or Checking Account. You can choose to get a Manager’s Check to be couriered to your billing address.
3. The loan installment amount will appear in your monthly statement and be added to your minimum amount due for payment.
4. Monthly installments shall be due for payment & will appear in your next card statement after availing of the loan amount.
5. Your available credit card limit will reduce by the corresponding installment amount on each statement billed and will be available for use again as you pay the installment amount.
6. This loan is subject to credit approval.

Easy Installment Plan

The Easy Installment Plan lets you make these big purchases and payback in delightful small installments, so you can live the life you always wanted.

Benefits

• You can now convert any purchase above BD 30 into an Easy Installment Plan with the convenience of paying back in tenors of your choice ranging from 3 to 36 months
• No processing fee or additional annual charges
• No documents or application form required.

How it works

1. Call our 24-Hour CitiPhone Service on 1758 2484 (CITI) today and their customer representatives will help you
2. The transaction amount that you convert into installments will be blocked from your existing credit card limit and the amount will be released with each payment you make.
3. Monthly installments shall be due for payment & will appear in your next credit card statement after converting the transaction into installments.
4. You will earn reward points on each billed installment.

Balance Consolidation

Benefits

• Pay off your outstanding balances with other banks with lower interest rates and smaller installments.
• Choose the amount that will be transferred to your non-Citibank credit card account
• You can use Balance Consolidation up to your available credit card limit
• Choose from tenor of your choice ranging from 3 to 36 months.

How it works

1. Balance transfer amount will be transferred directly to your beneficiary credit card account.
2. The balance transfer amount that you choose will be blocked from your existing Citi Credit Card limit and each installment payment will release the corresponding amount of your credit limit blocked against this loan.
3. Monthly installments shall be due for payment & will appear in your next card statement after availing of the balance consolidation offer.