CHINA BANK PHILIPPINES BUSINESS LOANS

SHORT TERM WORKING CAPITAL LOANS

Whether to strengthen your cash flow, or help fund your day to day operations, China Bank has a wide variety of Short-Term Working Capital Loans designed to help leverage on your existing collateral and answer your working capital needs.

Their comprehensive list of Short-Term Working Capital Loans

1. Discounting of Post Dated Checks
   Discounting of postdated checks allows the corporate borrower to convert its postdated checks into cash.
2. Export Advances and Loans
   This facility allows corporate clients engaged in the export business to avail of pre-export financing for purchasing raw materials and paying overhead expenses.
3. Export Bills Purchased
   This facility allows corporate clients to assign or sell to the bank either “on collection” or by outright purchase to the bank in order to obtain working capital for the next export shipment.
4. Import Letters of Credit
   This allow the client to purchase raw materials both locally or from abroad using the Bank’s Letters of Credit as collateral.
5. Domestic Letters of Credit Trust Receipts
   The Trust Receipt allows the client to sell goods which are consigned to them.
6. Receivable Purchase Loan
   A Receivable Purchase Loan allows a client to assign or sell its receivables to the bank, thereby ensuring the liquidity and manageability of its funds.
7. Loan Line
   A Loan Line allows clients to avail of funds for general working capital requirements.
8. Ominbus Line
   An Omnibus Line allows clients the flexibility to avail of different types of loan or trade facilities.

For inquiries, please contact our Account Management Group at 885-5505 to 5511 and an Account Management Officer will be happy to assist you.

LONG TERM WORKING CAPITAL LOANS

In running your own business raising capital to grow and expand, to answer financing needs, or to take advantage of a business opportunity can be foremost on your mind. China Bank has a variety of Long Term loans suited to help you maximize your business’ true potential.

Their comprehensive list of Long-Term Working Capital Loans

1. Long-Term Loans
   This facility provides long-term funding for expansion of businesses such as construction of plants or factories, expansion or acquisition of additional equipment, and funding a portion of permanent working capital requirements.
2. Project Based Financing
   This facility applies to any of the DBP/LBP/SSS funded programs, allowing the client to lock-in the interest rate and term of a loan.

For inquiries, please contact our Account Management Group at 885-5505 to 5511 and an Account Management Officer will be happy to assist you.