Being good with money is about more than just making ends meet. Don’t worry that you’re not a math whiz; great math skills aren’t really necessary – you just need to know basic addition and subtraction. Life is much easier when you have good financial skills. How you spend your […]

My most important goal for my children is that they grow up to be independent human beings. Although my twins are only a few weeks shy of being one year old, I fully plan to discuss money management tips with them from now (while they can’t talk back) until they’re teenagers and beyond. […]

Lenders use credit scores to help assess the level of risk associated with borrowers, and some employers, landlords, and insurance companies also use them when making decisions about job applicants, potential tenants, or policyholders. When it comes to applying for a mortgage, a car loan, a credit card, or any other […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Scammers love to impersonate people of authority, and that includes service members. These people often steal the identity or profile images of a service member and use them to ask for money or make claims that involve the sale of vehicles, house rentals or other big-ticket items. These scammers often […]

We believe that debt settlement should be a last resort for those who are delinquent or struggling to make minimum payments on unsecured debts. The risks and drawbacks associated with debt settlement include: It hurts your credit: Since you’re required to stop making payments on outstanding debts to enter into a […]

If you’re saddled with student loan debt, there may come a point where it feels tough to get ahead. You’re making payments, but a good portion of it isn’t even touching the principal. The culprit? Your interest rates. Federal student loans have fixed interest rates that don’t change over time, […]

Over the course of your lifetime there will be a variety of scenarios where businesses and people will rely on your credit score to help them decide if you’re a good person to do business with and what kinds of rates you deserve. Having a strong credit score can open the door […]