Private student loans can help cover a gap in funding that some students need to fill. However, private student loans have drawbacks when compared to federal student loans. Credit-based decision. Private student loan eligibility and terms depend on the applicant’s credit. Without a creditworthy co-signer, many students may not be able […]

Student loan debt relief companies are private companies that provide (or claim to provide) student loan management services for a fee. Often these companies are charging for services you can easily manage yourself. They will say they can help reduce your monthly payment or get your loans forgiven, but after […]

Personal loans are not a solution for most financial situations, most times; they are just a Band-Aid on improper money management. A situation where we recommend a personal loan is if you have credit card debt with high interest rates. Paying off debt with a high interest rate, such as […]

Rental Property scam Victim sends money for deposit on a rental property and never receives access to the rental property or the victim may also be the property owner who is sent a check from the renter and asked to send a portion of the check back using a money […]

Identity Theft Identity thieves use personal information (e.g., Social Security numbers, bank account information and credit card numbers) to pose as another individual. This may include opening a credit account, draining an existing account, filing tax returns or obtaining medical coverage. Associated with: Internet Purchase, Phishing, SMS/Smishing, Social Networking, Advanced Fee/Prepayment, Immigration, Taxes, Employment, Anti-Virus, Relationship Immigration scam Victim receives […]

Fraud Types While the internet has connected us to more information than ever, today’s digital age has made it easier for scammers to perpetrate their fraudulent activity. From faux social media postings to password phishing for financial accounts, scammers have found countless ways to get their hands on other peoples’ […]

Many parents want only the best for their children, and strive to give them everything a parent can give them. If parents are able, they may give grown or growing children gifts like money for college or the down payment on a new home. However, parents can do their children […]

Repaying your student loans may be easier than you think. With a little organization and planning you can set yourself up to successfully repay your loans. Here are some tips to consider when paying off your student loans. Know how much you owe Gather all your student loan documents (federal […]

Main Asset Classes for Investment: Stocks, Bonds, Real Estate In most cases, the best way to begin investing is to decide which asset classes you want to own: real estate, stocks, or fixed income. Each has unique risks, opportunities, and tax rules. While building a complete portfolio might seem difficult, the dividends, interest, and rents can […]

It’s amazing that it’s so easy to get into debt, but painfully difficult to get back out. It can take just a few months to create tens of thousands of dollars in debt, but sometimes decades to pay it off. Everyone who pays off their debt does it a different […]