If you don’t plan to change your spending habits, that is, you still plan to use your credit card for anything you want, then debt consolidation is not for you. The chase to catch up with your bills will never end. Putting the credit card away would be a first […]

Generally, you are eligible to consolidate after you graduate, leave school, or drop below half-time enrollment. What are the requirements to consolidate a loan? Here are some of the eligibility requirements for receiving a Direct Consolidation Loan: The loans you consolidate must be in repayment or in the grace period. Generally, you […]

Credit card fraud is serious. It can cost you money and damage your credit rating. It is important to protect yourself against it. Credit card fraud is when someone uses your credit card information to make purchases that you don’t know about. In cases of identity theft, scammers may apply for […]

Millions of people turn to online dating apps or social networking sites to meet someone. But instead of finding romance, many find a scammer trying to trick them into sending money. Read about the stories romance scammers make up and learn the #1 tip for avoiding a romance scam. In […]

What is student debt? Going to university in the US is expensive – costing an average of over $34,000 a year in tuition and fees at private universities which means for most Americans, the only way of viably pursuing higher education is to take out a student loan. The figures are […]

Student loan rehabilitation may be a good option if you’ve defaulted on your federal student loans, but you can only use it once. FOR BORROWERS WHO HAVE defaulted on their federal student loans – meaning they missed payments for at least 270 days, or about nine months – student loan rehabilitation may be […]

In the United States, the treatment costs of a single illness, accident or pregnancy can easily reach five figures. Even with insurance, that can leave you with an eye-popping balance due. Here, straightforward strategies to handle medical bills you can’t afford. You’re young. You’re healthy. But that doesn’t mean you […]

Every year, millions of Americans fall victim to fraud that costs the national economy billions of dollars. If you’re a victim, it can wreak havoc on your personal finances. Lucky for you, many financial institutions have measures in place to help protect you from credit fraud. Because credit card fraud can […]

Every student and family should know what FAFSA stands for before applying for any student loans. For the record, it’s an acronym for Free Application for Student Aid and is the starting point for all financial aid decisions. The U.S. Department of Education (DOE) gives you an indication of just […]

You may want to consult with a tax professional to make sure that you are making a decision that is best for your unique circumstances. Here are some options to consider: Keep your 401(k) with your previous employer In this instance, you won’t change a thing. Just make sure that […]