Admit it. At the start of the year, one of your goals is to increase your savings and aim for a specific amount – and that’s good. The question now is how will you do that? Putting up your own business is a good way to grow your money. Still, there […]

HSBC, officially known as The Hongkong and Shanghai Banking Corporation Limited, is a wholly owned subsidiary of HSBC, the largest bank in Hong Kong, and operates branches and offices throughout the Asia Pacific region, and in other countries around the world such as the Philippines. It is also one of the three commercial banks licensed […]

Have you ever been so afraid of losing your cards that you leave most of them safe and secure at home? Or maybe you’ve already experienced losing one and had gone through an effortful process to block your card? Perhaps you’re also very terrified of hearing news of a breach […]

If you haven’t been paying attention, every time you use your credit card, you get rewards points. These points are almost as good as cash. You can use it to redeem airline miles, gift certificates from your favorite brands, discounts on shops and restaurants. You can maximize your points by […]

We all need the extra cash. Bills pile up. Unforeseen expenses like car repair payments, medical procedures, and home improvement plans can make a huge dent in your finances. Oftentimes, you really don’t know how you can pay for all of it. The internet calls it #Adulting, a millennial way […]

For example, you’ve taken out a loan with Bank A, and they’re partnered with a credit reporting agency. Bank A will report your payment activity with them, and the agency keeps a record of these reports. When you go to Bank B to open a new credit card, they’ll request […]

Having an own home is almost every Filipino’s dream. Since housing loans are generally large in amount, a form of payment security is needed. However, not every Filipino is of a one-off payment. Most of citizen resort to obtaining a housing loan since it is the only way to get […]

OFW Loan in the Philippines Overseas Filipino Workers have been called our nation’s modern day heroes. With their remittances reaching around $26B last 2015; OFWs are the lifeblood of the economy. At the very least, they should have the same financial stability that they make possible for the country. Sadly, the […]

The Government Service Insurance System or GSIS (Filipino: Paseguruhan ng mga Naglilingkod sa Pamahalaan) is a government owned and controlled corporation (GOCC) of the Philippines. Created by Commonwealth Act No. 186 passed on November 14, 1936, the GSIS provides and administers the following social security benefits for government employees: compulsory life insurance, optional life insurance, retirement […]

Created by way of Commonwealth Act No. 186 that was passed in 1936, and later on amended under Republic Act No. 8291 in 1997, the Government Service Insurance System (GSIS) is a social security system for government employees. It ensures members against particular contingencies in exchange for their monthly contributions. […]