Personal finance is hot. One need only to have a look at the number of books, podcasts and websites dedicated to this topic to see that we have a keen interest in learning or perfecting our money skills. And that’s not so surprising: who wouldn’t want to have some extra […]

Your current financial position is the result of many factors. But a major influence in your financial life is your psychological relationship with money. We call this your ‘money story’. What is a ‘money story’? In essence, it is how you think, feel and behave with money. It is your […]

According to a study by Credit Loan, three in four people feel they are living pay check to pay check. While their sentiment may be attributed to several factors, many individuals lack the income to support their regular lives. The solution to this problem can be found through a combination […]

Happy New Tax Year! It’s that time when a whole raft of new tax allowances and reliefs become available and many of us wonder whether to make use of them to improve our financial health in the months ahead. Here are 10 simple steps to get your finances in better […]

If you’re not sure where to start on your investing journey, you’re not alone. In fact, recent data shows that 41% of adults don’t have any money invested in the stock market. The problem: investing has been shown to be a key wealth-builder over time, and the earlier you start […]

1. Educate yourself about money Our mind-set is always the first thing that needs to change before we can truly approach any larger transformations in our lives. The first step to building wealth from nothing is thus to invest time in your financial education. Become familiar with essential terms like […]

Building wealth is a goal that many people aspire to, but it can often seem like an overwhelming task. It takes time, effort, and discipline to be successful with this goal, so don’t be lured by get-rich-quick schemes and too-good-to-be-true opportunities that can send you down a dangerous path. The […]

When it comes to personal finances, it pays to be informed. That means understanding as much about reducing debt or saving for your retirement as improving your credit score or starting an emergency fund. Having a handle on these and other fundamentals will help you make better bottom-line decisions. Here […]

Building and maintaining a good credit score is an important part of growing and preserving your wealth over the long term. You’ll enjoy a lower interest rate and better terms on your loans if you have a strong credit history and high credit score, which can save you thousands of […]