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How to Improve Bad Credit

Now, all this isn’t to say that having bad credit will ruin your life forever. So, if your credit is a bit worse for wear, don’t panic, because it is possible to repair it. The key here is to be patient and proactive. If your credit is damaged severely, it’s […]

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How to Get Money Motivated

Draft a Financial Vision Board You need motivation to start adopting better money habits, and if you craft a vision board, it can help remind you to stay on track with your financial goals. Set Specific Financial Goals Use numbers and dates, not just words, to describe what you want to […]

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How to build business credit

Let’s look at 5 things you can do as a small business owner that could potentially build your business credit. Pay your bills on time. This sounds like common sense, but many businesses will put off paying bills until the last possible moment, often waiting until after the due date […]

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BENEFITS OF DEBT NEGOTIATION

You’re finally ready to admit it. You’re in serious trouble financially. You made the mistake of thinking each month that you could make things better or that it was okay because you were making at least the minimum payments on your credit cards. But you just can’t deny the facts […]

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Avoid Grant Scams

You’ve won Free Money – just send me $$$… No legitimate federal government employee would ever call you and tell you that you qualify or have been approved for a grant for which you never applied. Protect yourself from scammers that tell you that you need to pay a small […]

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Asset Allocation 101

Asset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash. The process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life […]

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A Guide to Your IRA

An IRA can reduce your tax bill when you save for retirement. YOU CAN BUILD A NEST egg for retirement faster and more easily if you qualify for tax breaks for your retirement savings. Individual retirement accounts allow workers with earned income to minimize taxes as they save for retirement. The […]

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A Guide to Choosing the Right Small Business Loan

Before jumping into the details on the types of loans offered and what loan makes the most sense for your business, take time to assess your current needs. Here are some good initial questions to answer so you have clear goals set before you start your research. How much money […]

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A COMPLETE GUIDE TO DEBT RELIEF

Debt relief is the reorganization of debt in any shape or form so as to provide the indebted party with a measure of relief, either fully or partially. Debt relief can take a number of forms: reducing the outstanding principal amount (again, either partly or fully), lowering the interest rate […]

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