Start right now. The younger you are, the more your savings can grow. KEY TAKEAWAYS Taking the time to learn a few basic financial rules can help you build a healthy financial future. Start an emergency fund and pay yourself every month. Saving for retirement is an integral part of […]
Read MoreUnfortunately, one of the things that most schools don’t teach students includes attaining better financial health. Some subjects mention the concept of insurance and investment, but how many discuss their details and emphasize their importance? As a result, many students graduate not knowing how to save, protect, and grow their […]
Read MoreWhen you’re young, saving money can seem like an impossible task. It’s easy to see your pay check as a way to get by month to month and not a way to prepare for the future and save for financial difficulties. But putting just a little money aside each month […]
Read MoreHow to Start Building a Solid Financial Foundation As a young adult, it can be difficult to know how to start building a solid financial future. With all the responsibilities of starting a new career, paying bills, finding housing, navigating a new city, etc., you may be tempted to put […]
Read MoreStart Saving ASAP Not next week. Not when you get a raise. Not next year. Today. Because money you put in your retirement fund now will have more time to grow through the power of compound growth. Do Everything Possible Not to Cash Out Your Retirement Account Early Dipping into your retirement funds early […]
Read MoreIf you’re leaving your job for a new employer, it’s important to address whether or not to roll over your 401(k). The wrong decision could end up costing you. Rolling over a 401(k) with a high expense ratio into a fee-free individual retirement account (IRA) could save you a substantial amount of […]
Read MoreIf you just finished school or found a new job, it may seem daunting to get all your finances in order and prepare for the years ahead. Here are a few tips for getting started. If you’re just starting to manage your own finances, you may have noticed there’s a […]
Read MoreNow that you understand how student loans can affect your credit, make sure you follow a few guidelines to ensure your student loan debt only helps – not hurts. Only borrow what you need. It might be tempting to borrow extra student loan money to pay for noneducational costs like dining […]
Read MoreEveryone with even a little bit of debt has to manage their debt. If you just have a little debt, you have to keep up your payments and make sure it doesn’t get out of control. On the other hand, when you have a large amount of debt, you have to put […]
Read MoreStart With Small Debts to Help You Conquer the Big Ones If you have a mountain of debt, studies show paying off the little debts can give you the confidence to tackle the larger ones. You know, like paying off a modest balance on a department store card before getting to the card with […]
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