Your current financial position is the result of many factors. But a major influence in your financial life is your psychological relationship with money. We call this your ‘money story’. What is a ‘money story’? In essence, it is how you think, feel and behave with money. It is your own personal money narrative that […]

According to a study by Credit Loan, three in four people feel they are living pay check to pay check. While their sentiment may be attributed to several factors, many individuals lack the income to support their regular lives. The solution to this problem can be found through a combination of financial education and wealth […]

Happy New Tax Year! It’s that time when a whole raft of new tax allowances and reliefs become available and many of us wonder whether to make use of them to improve our financial health in the months ahead. Here are 10 simple steps to get your finances in better shape and help enhance your […]

If you’re not sure where to start on your investing journey, you’re not alone. In fact, recent data shows that 41% of adults don’t have any money invested in the stock market. The problem: investing has been shown to be a key wealth-builder over time, and the earlier you start investing, the more time your […]

1. Educate yourself about money Our mind-set is always the first thing that needs to change before we can truly approach any larger transformations in our lives. The first step to building wealth from nothing is thus to invest time in your financial education. Become familiar with essential terms like income, expenses, net worth, return […]

Building wealth is a goal that many people aspire to, but it can often seem like an overwhelming task. It takes time, effort, and discipline to be successful with this goal, so don’t be lured by get-rich-quick schemes and too-good-to-be-true opportunities that can send you down a dangerous path. The good news is that there […]

When it comes to personal finances, it pays to be informed. That means understanding as much about reducing debt or saving for your retirement as improving your credit score or starting an emergency fund. Having a handle on these and other fundamentals will help you make better bottom-line decisions. Here are 10 personal finance questions […]

Building and maintaining a good credit score is an important part of growing and preserving your wealth over the long term. You’ll enjoy a lower interest rate and better terms on your loans if you have a strong credit history and high credit score, which can save you thousands of dollars in interest charges over […]

Real Estate Investing Real estate is perhaps one of the most well-known wealth-creating assets. Historically, real estate has proven to be a high-yielding investment for those who know what they are doing. According to a 2017 study, the average rate of return for real estate over a roughly 150-year period was around eight percent. The […]

In a world of instant gratification, the journey to wealth stands out. It’s about consistent, deliberate choices, not jumping from one financial fad to another. While many people dream of getting rich, building wealth is something different. Getting rich often implies a sudden windfall, like a lottery win or an unexpected inheritance. It’s an infusion […]