All about loans in Kenya
Paying for college can be overwhelming. There are a lot of different costs that go beyond the expected expenses like tuition and room and board. If you take out a loan, you may be asking yourself, are there such things as interest free student loans out there? Low interest rate student loans & no interest […]
What is an IRA? An Individual Retirement Account (IRA) is a type of savings account. It is designed to help US citizens and residents save for retirement by offering tax advantages. The money must be kept in the account until a specified age. What is the difference between a Traditional and Roth IRA? The primary difference is […]
Parents are constantly teaching their children about money management, whether they’re aware of it or not. Kids pick up on whether you plan your shopping, put money into savings, or spend irresponsibly. At its most fundamental, teaching money management to children is about setting a good example. You should also take the time to help […]
While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report and affect your credit score. While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report […]
Student loans can be used to pay for college costs, including living expenses. Student loans are intended to pay for college, but education costs include more than tuition. You can also use student loans for living expenses. You’re limited to borrowing the school’s cost of attendance — that’s tuition and fees, books and supplies, room […]
You have an idea for a startup, but you’ll need more than just ambition to make it a reality. You’ll need cash. You might look for investors or borrow money from friends, but getting a loan from a local bank is still a popular option. But before you break out a suit and talk with […]
Start Saving ASAP Not next week. Not when you get a raise. Not next year. Today. Because money you put in your retirement fund now will have more time to grow through the power of compound growth. Do Everything Possible Not to Cash Out Your Retirement Account Early Dipping into your retirement funds early will hurt you many times […]
If you’re leaving your job for a new employer, it’s important to address whether or not to roll over your 401(k). The wrong decision could end up costing you. Rolling over a 401(k) with a high expense ratio into a fee-free individual retirement account (IRA) could save you a substantial amount of money. According to the Department of […]
Volunteering can be a great way of giving back, whether in your own community or in a far-flung corner of the world. In addition to exposure to new experiences and the psychological benefits of altruism, volunteering can be a great way to build a professional network. Volunteering also offers an opportunity to earn education awards […]
Before considering private student loans, make sure you exhaust all of your federal student aid options. Fill out the Free Application for Federal Student Aid (FAFSA) as early as possible to ensure you get all the financial aid you’re entitled to receive. For undergraduate loans, federal student loans do not have minimum credit score or income requirements, […]