Beware of Scams Small business owners often get calls, emails or letters from entities with motives that are far from altruistic. A good thing to keep in mind is that, “If something sounds too good to be true, it probably is too good to be true.” The SBA doesn’t offer grants to small business owners. Help […]

If I am applying for an SBA loan, what type of information will the bank ask for? When applying for an SBA loan, small business owners are required to fill out forms and documents for the specific loan they are trying to get. In addition, the SBA encourages borrowers to gather some basic information that […]

Being good with money is about more than just making ends meet. Don’t worry that you’re not a math whiz; great math skills aren’t really necessary – you just need to know basic addition and subtraction. Life is much easier when you have good financial skills. How you spend your money impacts your credit score […]

My most important goal for my children is that they grow up to be independent human beings. Although my twins are only a few weeks shy of being one year old, I fully plan to discuss money management tips with them from now (while they can’t talk back) until they’re teenagers and beyond. I had an unusually good […]

Lenders use credit scores to help assess the level of risk associated with borrowers, and some employers, landlords, and insurance companies also use them when making decisions about job applicants, potential tenants, or policyholders. When it comes to applying for a mortgage, a car loan, a credit card, or any other loan, your credit score can […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an excellent choice for investors looking […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an excellent choice for investors looking […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an excellent choice for investors looking […]

Scammers love to impersonate people of authority, and that includes service members. These people often steal the identity or profile images of a service member and use them to ask for money or make claims that involve the sale of vehicles, house rentals or other big-ticket items. These scammers often send the victim bogus information […]

We believe that debt settlement should be a last resort for those who are delinquent or struggling to make minimum payments on unsecured debts. The risks and drawbacks associated with debt settlement include: It hurts your credit: Since you’re required to stop making payments on outstanding debts to enter into a debt settlement program, late payments […]