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These Social Media Scams Affect the Military

Nowadays, you have to be cautious of everything you do online. Scammers are always trying to get money, goods or services out of unsuspecting people and military members are often targets. Here are some scams that have recently been affecting service members, Defense Department employees and their families. Romance Scams In April, Army Criminal Investigation […]

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The Ultimate Guide to Paying Back Your Student Loans

Whether you’re itching to get out of debt right away or hoping to balance loan payment plans with goals like retirement or graduate school, there’s a smart solution available. We’ve compiled resources to help you find a payback plan that works for any situation. This post covers broad student-loan related topics, including forgiveness, consolidation, and other […]

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The truth about medical bills sent to collections

If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit—and the odds are not in your favor. In fact, the Consumer Financial Protection Bureau reports that around 31.6% of adults in […]

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The Magic of Diversification

The practice of spreading money among different investments to reduce risk is known as diversification. By picking the right group of investments, you may be able to limit your losses and reduce the fluctuations of investment returns without sacrificing too much potential gain. In addition, asset allocation is important because it has a major impact […]

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A Complete Guide to Student Loans

Student loans are available for undergraduate and graduate students alike. They are based on need, of which income is only one component. Students’ loans are issued by the government. Although, private loans are also available. The amount issued to a student will depend on the student’s financial situation. The final decision is up to the […]

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The federal government plan

The Federal Employees Retirement System, or FERS, offers a secure three-legged retirement-planning stool for civilian employees who meet certain service requirements: A basic defined benefit plan Social Security The Thrift Savings Plan, or TSP Only two of these are portable if you leave government work – Social Security and TSP, the latter of which is also available […]

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The Far-Reaching Impact of the Student Debt Crisis

A trillion dollars. That’s a massive number. To put this figure into perspective, it’s larger than the gross domestic product of 175 countries. No company in the Fortune 500 produces even half that much in annual revenue. The franchises in all four major American pro sports are worth barely 10 percent of a trillion dollars, combined. And a trillion dollars […]

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Common Credit Card Problems and the Solutions to Them

If you have a credit card, chances are you will run into problems. This is assuming you haven’t already done so. It can be frustrating when they happen, and this article will help you. We will go over the top seven common credit card problems people have or have had. We will also talk about how […]

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THE BEST STOCKS TO BUY FOR BEGINNERS RIGHT NOW

Amazon (NASDAQ: AMZN) Amazon (AMZN) is one of the best-performing stocks of all-time, and one of my personal favorites. Not only because I’ve made a ton of money from it, but also because I see the company as very well-positioned for growth in the future. With Amazon’s stock price around $3,000 at the time of […]

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Reasons why financial planning is important

Financial planning helps you determine your short and long-term financial goals and create a balanced plan to meet those goals. Here are some powerful reasons why financial planning – with the help of an expert financial advisor – will get you where you want to be. Income: It’s possible to manage income more effectively through planning. […]

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