As part of the working force, we all have that one bank account we use to withdraw our salary. The problem is, most of us don’t have other bank accounts aside from this, so we don’t get to separate our money. We usually end up with no savings because we use our debit card to […]

The better your credit score, the easier it’ll be for you to borrow money as needed, whether it’s in the form of a mortgage, an auto loan, or a personal loan. But when you fail to pay your bills, your score can easily get dragged down substantially. And unfortunately, it doesn’t matter whether those bills are frivolous […]

If you don’t plan to change your spending habits, that is, you still plan to use your credit card for anything you want, then debt consolidation is not for you. The chase to catch up with your bills will never end. Putting the credit card away would be a first step, but not the only […]

Generally, you are eligible to consolidate after you graduate, leave school, or drop below half-time enrollment. What are the requirements to consolidate a loan? Here are some of the eligibility requirements for receiving a Direct Consolidation Loan: The loans you consolidate must be in repayment or in the grace period. Generally, you cannot consolidate an existing consolidation […]

Credit card fraud is serious. It can cost you money and damage your credit rating. It is important to protect yourself against it. Credit card fraud is when someone uses your credit card information to make purchases that you don’t know about. In cases of identity theft, scammers may apply for new credit cards in your […]

Millions of people turn to online dating apps or social networking sites to meet someone. But instead of finding romance, many find a scammer trying to trick them into sending money. Read about the stories romance scammers make up and learn the #1 tip for avoiding a romance scam. In 2019, people reported losing $201 million […]

What is student debt? Going to university in the US is expensive – costing an average of over $34,000 a year in tuition and fees at private universities which means for most Americans, the only way of viably pursuing higher education is to take out a student loan. The figures are staggering. An estimated 45 million […]

Student loan rehabilitation may be a good option if you’ve defaulted on your federal student loans, but you can only use it once. FOR BORROWERS WHO HAVE defaulted on their federal student loans – meaning they missed payments for at least 270 days, or about nine months – student loan rehabilitation may be a good option to recover […]

In the United States, the treatment costs of a single illness, accident or pregnancy can easily reach five figures. Even with insurance, that can leave you with an eye-popping balance due. Here, straightforward strategies to handle medical bills you can’t afford. You’re young. You’re healthy. But that doesn’t mean you won’t have a medical emergency […]

Every year, millions of Americans fall victim to fraud that costs the national economy billions of dollars. If you’re a victim, it can wreak havoc on your personal finances. Lucky for you, many financial institutions have measures in place to help protect you from credit fraud. Because credit card fraud can happen at any time, even […]