Sometimes the very existence of a Personal Loan seems too good to be true. You do not need to secure it against a collateral or state the purpose of use. Hence, it’s perfect for all those times when you are urgently in need of financial aid. But just like you shouldn’t take advantage of a friend who […]

Sometimes the very existence of a Personal Loan seems too good to be true. You do not need to secure it against a collateral or state the purpose of use. Hence, it’s perfect for all those times when you are urgently in need of financial aid. But just like you shouldn’t take advantage of a friend who […]

Tony Elumelu Entrepreneurship Programme (TEEP). The Tony Elumelu Entrepreneurship Programme (TEEP) is a yearly programme launched by one of Nigeria’s business tycoon Mr. Tony Elumelu via Tony Elumelu Foundation (TEF). The program launched in 2015 is aimed at providing 10,000 USD seed funding for entrepreneurs across Africa. Every year, the programme selects 1,000 entrepreneurs across Africa from a […]

There are various ways to finance your home purchase, with certain pros and cons to each, but there are tried-and-tested ways to receive a loan for your dream home that would not burn a hole into your pocket. Although it is recommended to choose a financing method according to your own credit history and financial […]

The Union Bank of the Philippines, Inc. more commonly known as Union Bank is one of the largest banks in the Philippines, ranking seventh in terms of assets after its successful merger with smaller competitor International Exchange Bank. Union Bank Auto Loans will help you purchase brand new or second hand cars or brand new […]

Secured personal loans To get a secured personal loan, you need to put up collateral (property, vehicle, or deposit account) as security for the bank. When the borrower fails to pay it off, the lender can take the collateral to recover the unpaid amount. Because of the lower risk for the bank, secured loans have […]

Who do you turn to when you are short in cash? Most of the time, you’ll borrow money from family or your closest friends. What if they can’t help you during that time? Banks can be another option, but there are tons of requirements you need to submit before they can process your loan application. […]

We are at this stage where millennials are slowly dominating not just the workforce, but the society in general. Those between 20 and 35 years old get to experience the best of many worlds – simplicity of lifestyle to slowly transitioning to the modern world to embracing various technological advancement. Millennials are more headstrong as […]

With runaway inflation and higher interest rates, financial institutions are increasingly watchful of their lending guidelines, so you should be aware of what is needed to prepare adequately. The Central Bank of Philippines had raised its key overnight rate to 4%, in line with market expectations. This is the third time interest rates have increased and the corresponding […]

The “Paseguruhan ng Kapanatagang Panlipunan” or Social Security System (SSS) which began in 1957, is a social insurance program for workers in the Philippines. It is a government agency that provides retirement and health benefits to all enrolled employees in the Philippines. Members of the SSS can also make ‘salary’ or ‘calamity’ loans. Salary loans depend on the monthly salary […]