SME LOANS AND CREDIT Obligor Limit: N20, 000,000 (Twenty Million Naira) Product Description: Finances shortfall in working capital for traders and manufacturers. Criteria Achieved monthly credit turnover of 150% Achieve 200% after disbursement Account to swing to credit in the review cycle. Collateral FSV cover should be 150% (130% for cash or money market instrument). Tenor 1 […]

Salary Advance Get up to 50% of your net monthly salary upfront. Available to staff of private companies and government agencies with active salary accounts domiciled in GTBank. Features Up to of 50% of net monthly salary in advance. Tenor of 30 days. Renewable monthly. No collateral required. Minimum salary of N 25,000 for public […]

GT Business Evolve This is a term loan for SMEs aimed at facilitating asset acquisition and business expansion. Features Maximum Loan Facility Amount – N20million Maximum tenor of 36months Irrevocable Domiciliation of inflows is required Repayment for the loan shall be equal monthly repayment of principal and interest or Flexible repayment of principal and monthly […]

Term Loans for Schools This is a medium to long term facility aimed at assisting established and well-structured schools in the expansion of their landed properties to meet obvious or anticipated business demand. The tenor spans from 3 to 10 years, giving schools funds up to 400million. Features Facility Type: Term Loans for Schools Amount: […]

The Federal Government of Nigeria established a social intervention programme called Market Moni. Which is a government enterprise and Empowerment programme (GEEP) created to provide financial aid for the under bank and unbanked. The market moni (GEEP) objectives are to assist SME with easy and quick loans at no interest rate besides a five percent […]

Well, all youths nowadays have business ideas that can conquer the world, and of course, they need Money for this. Some ideas are good while others are not. However, here are some ways you can get funding for your business, don’t give up on your dreams. Beg your Family Apart from the money you may have […]

First City Monument Bank Limited offers banking and financial services. The company provides personal banking, business banking, corporate and commercial banking, investment banking, and institutional banking products and services. First City Monument Bank Limited was founded in 1982 and is based in Lagos, Nigeria. First City Monument Bank Limited operates as a subsidiary of FCMB […]

PERSONAL BANKING MICRO LOAN FCMB Micro Loan is a convenient, paperless micro credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan and the application is through our USSD code *329#. Features & Benefits Instant access to funds Up to N20,000 loan amount No paperwork required, just apply […]

The company was incorporated as XDS Solutions Limited in May, 2005 with RC. No 623894 and having satisfied the conditions for the grant of a credit bureau license under the Central Bank of Nigeria Act, No. 7 of 2007, was granted final operating license on the 28th of May 2009 to operate a credit bureau […]

PERSONAL HOME LOAN (MORTGAGE) Features Available to individuals with verifiable and steady income flow Maximum tenor is 20 years, subject to retirement age of 60 years Simplified Documentation Minimum down payment of below 30%, subject to the location Competitive interest rates No equity contribution is required for Home Equity Refinancing Property to be financed must be […]