Once you have shortlisted your college/school to pursue your graduate studies, the biggest hurdle that you need to cross is planning for tuition fees and hostel and food bills, etc. Most students prefer opting for scholarships and grants, but in case you don’t get one, the next best option is applying for […]
Read MoreA credit report is a detailed breakdown of an individual’s credit history prepared by a credit bureau. Credit bureaus collect financial information about individuals and create credit reports based on that information, and lenders use the reports along with other details to determine loan applicants’ creditworthiness. In the United States, […]
Read MoreUnpaid medical bills take longer to hit your credit report and may be weighed less heavily in scoring formulas. A serious illness or injury can be disruptive. You need to heal, and you may be overwhelmed for a while as you put your work and family life back together. There’s a strong […]
Read MoreHow to really leverage collateral to your advantage To speed up the process of being approved for a business loan via collateral, we recommend keeping a detailed record of your assets. There are different ways to go about this, and a quick search online will reveal a wide range of fancy software […]
Read MoreLet’s look at 5 things you can do as a small business owner that could potentially build your business credit. Pay your bills on time. This sounds like common sense, but many businesses will put off paying bills until the last possible moment, often waiting until after the due date […]
Read MoreNo one is immune to credit card fraud; hence it might be worth reading up on our tips on helping avoid credit card fraud. And while there’s no foolproof way to guarantee you will never be a victim, there are ways to reduce your risk. These include: Don’t throw personal […]
Read MoreA personal loan is a handy tool to cover any large expense. Before you apply, learn what you’ll need to complete an application and increase your chances of approval. 8 steps to take before getting started Before you start on the loan process, confirm what type of loan you need. […]
Read MoreWhenever you ask a lender for any kind of credit, you’ll have to go through the application process. However, before you submit a personal loan application, it’s important to review your credit report and your credit score, so you’ll understand what lenders might see when they pull your credit report and scores. Remember, […]
Read MoreOnce you find a home that meets your preferences, needs and budget, it’s time to apply for your loan. You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone or online. All lenders require you to […]
Read MoreThe federal financial aid process can take several weeks to complete and can be difficult for borrowers to navigate. The list below details the steps required to secure a federal financial aid, from filing a FAFSA® to accepting a financial aid package Complete and submit a current year FAFSA® The Free […]
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