All about loans in Kenya
You have an idea for a startup, but you’ll need more than just ambition to make it a reality. You’ll need cash. You might look for investors or borrow money from friends, but getting a loan from a local bank is still a popular option. But before you break out […]
Start Saving ASAP Not next week. Not when you get a raise. Not next year. Today. Because money you put in your retirement fund now will have more time to grow through the power of compound growth. Do Everything Possible Not to Cash Out Your Retirement Account Early Dipping into your retirement funds early […]
If you’re leaving your job for a new employer, it’s important to address whether or not to roll over your 401(k). The wrong decision could end up costing you. Rolling over a 401(k) with a high expense ratio into a fee-free individual retirement account (IRA) could save you a substantial amount of […]
Volunteering can be a great way of giving back, whether in your own community or in a far-flung corner of the world. In addition to exposure to new experiences and the psychological benefits of altruism, volunteering can be a great way to build a professional network. Volunteering also offers an […]
Before considering private student loans, make sure you exhaust all of your federal student aid options. Fill out the Free Application for Federal Student Aid (FAFSA) as early as possible to ensure you get all the financial aid you’re entitled to receive. For undergraduate loans, federal student loans do not have minimum […]
When picking a student loan, opt for federal options first before private loans. Picking the right student loan can make a big difference when it comes time to repay your debt from college. If you’re unsure what type of loan to choose, a good rule of thumb is to pick […]
Extra payments will help pay off student loans fast, but you can also refinance to get a shorter loan term and save on interest. The best way to pay off student loans fast is to pay more than the minimum each month. The more you pay toward your loans, the […]
Once you’ve taken on a medical debt, you should treat it just like any other debt. Decide on a plan for tackling it, such as working your necessary payments into your budget and cutting down discretionary spending. You may be able to free up cash for medical bills by taking […]
If you get slammed with a monster-size medical bill, and you don’t have the funds readily available to pay it, don’t panic. There are steps you can take to negotiate your bill down to a lower amount or make smaller, more manageable, payments. Check the Bill for Errors This can be tricky […]
If you just finished school or found a new job, it may seem daunting to get all your finances in order and prepare for the years ahead. Here are a few tips for getting started. If you’re just starting to manage your own finances, you may have noticed there’s a […]