Medical debt is financially and emotionally taxing, more so than most other types of debt, but there are ways to manage it before it gets out of hand. Health care and hospitalization costs have soared far beyond what most people can cover on their own. Unless you have a rock-solid […]

Generally speaking, hospitals and other medical establishments won’t report outstanding debt to credit reporting agencies them self because they risk ruining their reputation. But this doesn’t mean that unpaid medical bills can’t negatively impact your credit score. If your healthcare provider decides to refer your debt to a collection agency […]

How to Negotiate Your Medical Bills Down If you get slammed with a monster-size medical bill, and you don’t have the funds readily available to pay it, don’t panic. There are steps you can take to negotiate your bill down to a lower amount or make smaller, more manageable, payments. Check the […]

Many students get federal student aid to help pay for their study at international schools, either at the undergraduate or graduate level Whether you plan to study abroad for a semester or get your entire degree outside the United States, you may be able to use federal student aid to […]

The investments below all come with insurance, which make their risks practically nonexistent. But their yields are also very low compared with the long-term returns you might get by investing in the stock market. Money market accounts What are they? These are essentially savings accounts, but they allow you to […]

At today’s low interest rates, no bank product – savings, reward checking, money market, or CD – is going to earn you much more than 1% on your investment. That’s enough to stay current with inflation, at least for now, but not enough to build up your savings over time. So […]

Most loans have a grace period, but you’ll want to determine your repayment plan as early as possible. When it comes to repaying your federal student loan, there’s a lot to consider. Understanding the details of repayment can save you time and money. Find out when repayment starts, how to make your […]

Wouldn’t it be nice if there were a magic formula or simple trick that allowed you never to have to worry about money or manage your finances again? While that may not be realistic, there are some simple things you can do right now to improve your money situation. Try […]

Direct loans are managed by third-party companies, known as federal student loan servicers. These firms perform functions such as collecting payments and helping borrowers select a repayment plan and access tools for pausing payments. FFEL program loans can be serviced by the holder of the loan or by third […]

An IRA is a valuable retirement plan created by the U.S. government to help workers save for retirement. Individuals can contribute up to $6,000 to an account in 2020, and workers over age 50 can contribute up to $7,000. There are many kinds of IRAs, including a traditional IRA, Roth […]