Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Corporations sometimes raise money by issuing bonds to investors. Small investors can get exposure by buying shares of short-term corporate bond funds. Short-term bonds have an average maturity of one-to-five years, which makes them less susceptible to interest rate fluctuations than intermediate- or long-term. Corporate bond funds can be an […]

Scammers love to impersonate people of authority, and that includes service members. These people often steal the identity or profile images of a service member and use them to ask for money or make claims that involve the sale of vehicles, house rentals or other big-ticket items. These scammers often […]

We believe that debt settlement should be a last resort for those who are delinquent or struggling to make minimum payments on unsecured debts. The risks and drawbacks associated with debt settlement include: It hurts your credit: Since you’re required to stop making payments on outstanding debts to enter into a […]

If you’re saddled with student loan debt, there may come a point where it feels tough to get ahead. You’re making payments, but a good portion of it isn’t even touching the principal. The culprit? Your interest rates. Federal student loans have fixed interest rates that don’t change over time, […]

Over the course of your lifetime there will be a variety of scenarios where businesses and people will rely on your credit score to help them decide if you’re a good person to do business with and what kinds of rates you deserve. Having a strong credit score can open the door […]

Debt relief programs are not as benign as they’d like for you to think. It works like so: You sign up with a debt settlement company. They negotiate with your creditors to allow you to pay a lump sum that is less than the full amount that you owe. You then pay the […]

If you are employed by a nonprofit or government and have student loan debt, you may be eligible for loan forgiveness, cancellation, and/or consolidation of Federal student loans under the Public Service Loan Forgiveness program (PSLF). Created under the College Cost Reduction and Access Act of 2007, PSLF allows borrowers who work full-time […]

The first step in tackling any issue is realizing that you have a problem. If you and your partner realize that you have a problem with credit card debt before falling behind on your payments or getting calls from your creditors, you are on the road to proactively dealing with […]