The Federal Employees Retirement System, or FERS, offers a secure three-legged retirement-planning stool for civilian employees who meet certain service requirements: A basic defined benefit plan Social Security The Thrift Savings Plan, or TSP Only two of these are portable if you leave government work – Social Security and TSP, the latter […]

A trillion dollars. That’s a massive number. To put this figure into perspective, it’s larger than the gross domestic product of 175 countries. No company in the Fortune 500 produces even half that much in annual revenue. The franchises in all four major American pro sports are worth barely 10 percent of a trillion dollars, […]

If you have a credit card, chances are you will run into problems. This is assuming you haven’t already done so. It can be frustrating when they happen, and this article will help you. We will go over the top seven common credit card problems people have or have had. We […]

Amazon (NASDAQ: AMZN) Amazon (AMZN) is one of the best-performing stocks of all-time, and one of my personal favorites. Not only because I’ve made a ton of money from it, but also because I see the company as very well-positioned for growth in the future. With Amazon’s stock price around […]

Financial planning helps you determine your short and long-term financial goals and create a balanced plan to meet those goals. Here are some powerful reasons why financial planning – with the help of an expert financial advisor – will get you where you want to be. Income: It’s possible to manage […]

Banks and credit unions are the most common sources of personal loans. Both have positives and negatives, and it’s up to the borrower to decide which option is best. It’s important to know the difference between a bank and a credit union. Both banks and credit unions are publicly chartered, […]

For you and many students like you, graduation from college does not come with a job. It can come with a pile of student loan debt. The average borrower in the college class of 2017 is expected to carry more than $38,000 in student loan debt, which may be accompanied […]

If student loans are your reality, here are some tips that may help you (from someone who is going through this too). Don’t ignore your student loans! I think everyone can agree that student loans are no fun to pay back, but ignoring them can have serious consequences (and it […]

For a lot of us, the biggest downside to becoming a nurse is the thousands of dollars of debt that it costs to get our education. According to the Federal Reserve, more than half of students in 2018 took out some sort of student loan. And a recent CNBC.com report indicated […]

Student loan debt has reached astronomical levels in the U.S., with 44.2 million Americans carrying an estimated $1.48 trillion in education debt. The average class of 2017 graduates left school with $39,400 in student loans. The financial burden of student loan debt proves heavier to bear for some borrowers than others. What’s […]