Rental Property scam Victim sends money for deposit on a rental property and never receives access to the rental property or the victim may also be the property owner who is sent a check from the renter and asked to send a portion of the check back using a money […]

Identity Theft Identity thieves use personal information (e.g., Social Security numbers, bank account information and credit card numbers) to pose as another individual. This may include opening a credit account, draining an existing account, filing tax returns or obtaining medical coverage. Associated with: Internet Purchase, Phishing, SMS/Smishing, Social Networking, Advanced Fee/Prepayment, Immigration, Taxes, Employment, Anti-Virus, Relationship Immigration scam Victim receives […]

Fraud Types While the internet has connected us to more information than ever, today’s digital age has made it easier for scammers to perpetrate their fraudulent activity. From faux social media postings to password phishing for financial accounts, scammers have found countless ways to get their hands on other peoples’ […]

Many parents want only the best for their children, and strive to give them everything a parent can give them. If parents are able, they may give grown or growing children gifts like money for college or the down payment on a new home. However, parents can do their children […]

Repaying your student loans may be easier than you think. With a little organization and planning you can set yourself up to successfully repay your loans. Here are some tips to consider when paying off your student loans. Know how much you owe Gather all your student loan documents (federal […]

Main Asset Classes for Investment: Stocks, Bonds, Real Estate In most cases, the best way to begin investing is to decide which asset classes you want to own: real estate, stocks, or fixed income. Each has unique risks, opportunities, and tax rules. While building a complete portfolio might seem difficult, the dividends, interest, and rents can […]

It’s amazing that it’s so easy to get into debt, but painfully difficult to get back out. It can take just a few months to create tens of thousands of dollars in debt, but sometimes decades to pay it off. Everyone who pays off their debt does it a different […]

Can medical bills affect your credit? The short answer is yes, if you don’t pay them. The U.S. spends more on health care per capita than any other country, according to a report by the Peterson-Kaiser Health System Tracker. So, it’s not surprising that in 2014, the Consumer Financial Protection Bureau found that […]

What is a credit score? A credit score is a number that is calculated based on the information in your credit report, which helps credit providers know how responsible you are to lend to, and whether you have the endurance to pay them back. It’s a number that is between […]

In order to understand the types of consumer credit, it is important to know what consumer credit is. It is simply an amount of credit used by individuals to buy products, such as goods and services and is used as an advance which is required to pay for the purchases. The purchase […]