We are the result of our repeated behavior. Or as Aristotle put it, “Success is not an action, but a habit.” Here, top entrepreneurs and members of The Oracles weigh in on the one mental habit that drove their success and how to cultivate it in you. Visualize your goals […]

Regardless of what anyone else tells you, running a business isn’t cheap or easy. In addition to the expenses you probably know about, there are a number of hidden costs of starting and running a business. I personally find that easily sneak up on you. It can even erode your […]

Who says that the only good thing a debit card can do is just withdraw money from an ATM? There are plenty of other possibilities that a debit card can do, which can actually help you live your life to its fullest potential.You don’t have to keep settling for relying […]

We now live in the digital world where almost everything could be done with just a few clicks. While we used to spend an inordinate amount of time under the sun or in the pouring rain trying to find a taxi, we now have ride-sharing apps that will only take […]

Contributing P7.2B to the Philippine economy through in the first quarter of 2016 alone, the 2.32M Overseas Filipino Workers are one of the primary sources of our country’s revenue. Because of their higher income compared to their counterparts back home, here is this misconception that OFWs don’t need financial services, especially after they have […]

As part of the working force, we all have that one bank account we use to withdraw our salary. The problem is, most of us don’t have other bank accounts aside from this, so we don’t get to separate our money. We usually end up with no savings because we […]

The better your credit score, the easier it’ll be for you to borrow money as needed, whether it’s in the form of a mortgage, an auto loan, or a personal loan. But when you fail to pay your bills, your score can easily get dragged down substantially. And unfortunately, it doesn’t matter […]

If you don’t plan to change your spending habits, that is, you still plan to use your credit card for anything you want, then debt consolidation is not for you. The chase to catch up with your bills will never end. Putting the credit card away would be a first […]

Generally, you are eligible to consolidate after you graduate, leave school, or drop below half-time enrollment. What are the requirements to consolidate a loan? Here are some of the eligibility requirements for receiving a Direct Consolidation Loan: The loans you consolidate must be in repayment or in the grace period. Generally, you […]

Credit card fraud is serious. It can cost you money and damage your credit rating. It is important to protect yourself against it. Credit card fraud is when someone uses your credit card information to make purchases that you don’t know about. In cases of identity theft, scammers may apply for […]