If you haven’t been paying attention, every time you use your credit card, you get rewards points. These points are almost as good as cash. You can use it to redeem airline miles, gift certificates from your favorite brands, discounts on shops and restaurants. You can maximize your points by […]

We all need the extra cash. Bills pile up. Unforeseen expenses like car repair payments, medical procedures, and home improvement plans can make a huge dent in your finances. Oftentimes, you really don’t know how you can pay for all of it. The internet calls it #Adulting, a millennial way […]

For example, you’ve taken out a loan with Bank A, and they’re partnered with a credit reporting agency. Bank A will report your payment activity with them, and the agency keeps a record of these reports. When you go to Bank B to open a new credit card, they’ll request […]

Having an own home is almost every Filipino’s dream. Since housing loans are generally large in amount, a form of payment security is needed. However, not every Filipino is of a one-off payment. Most of citizen resort to obtaining a housing loan since it is the only way to get […]

OFW Loan in the Philippines Overseas Filipino Workers have been called our nation’s modern day heroes. With their remittances reaching around $26B last 2015; OFWs are the lifeblood of the economy. At the very least, they should have the same financial stability that they make possible for the country. Sadly, the […]

The Government Service Insurance System or GSIS (Filipino: Paseguruhan ng mga Naglilingkod sa Pamahalaan) is a government owned and controlled corporation (GOCC) of the Philippines. Created by Commonwealth Act No. 186 passed on November 14, 1936, the GSIS provides and administers the following social security benefits for government employees: compulsory life insurance, optional life insurance, retirement […]

Created by way of Commonwealth Act No. 186 that was passed in 1936, and later on amended under Republic Act No. 8291 in 1997, the Government Service Insurance System (GSIS) is a social security system for government employees. It ensures members against particular contingencies in exchange for their monthly contributions. […]

Pag-IBIG Fund Pag-IBIG Funds is a government institution that seeks to provide a national savings program and affordable shelter financing for Filipino workers. Pag-IBIG stands for “Pangtutulungan (Cooperation) sa Kinabukasan (for the future): Ikaw (You), Bangko (the Bank) at Gobyerno (and the Government)” Under the Republic Act No. 9679, also […]

No collateral OFW loan Benefits Loan approval in 1-3 days No collateral required Get approved loan amount of up to 2x your monthly income Product Features financing amount: ₱20,000.00 Financing amount: Up to 2x of monthly income loan tenure: 12 months Loan tenure: 12 months Interest rate: 1.75% per month […]

No monthly income requirement Benefits No minimum income required Get approved as much as ₱300,000 Loan approval in 1-3 days Product Features financing amount: ₱50,000.00 Financing amount: ₱300,000.00 loan tenure: 12 months Loan tenure: 12 months Interest rate: 1.75% per month Approval duration: 1-3 working days Debt consolidation: No Fees […]